For Merchants

Cardinal offers merchants unparalleled flexibility and control when creating a robust Consumer Authentication strategy.

Create a Consumer Authentication strategy based on your business rules to increase sales and improve margins, all tuned to the consumer experience. 

Merchants who sell online face a unique set of challenges:

Merchant Solutions - CardinalCommerce

  • online fraud
  • chargebacks
  • technology integration
  • support for mobile devices

... and more. With One Connection to Cardinal, merchants like you can FutureProof™ your business to ensure remote transactions are secure and your loyal consumers never hit an unnecessary roadblock during the checkout experience. 

Products for Merchants

  • Consumer Authentication

    Consumer Authentication

    Protect your transactions, eliminate chargebacks and increase sales, tuned to the consumer experience.
  • Alternative Payments

    Alternative Payments

    With your One Connection to Cardinal, offer your consumers dozens of alternative payment options.
  • Universal Wallet

    Universal Wallet

    Your One Connection to Cardinal gives you the most popular digital wallets, OMS & shopping cart compatibility, and keeps versions up-to-date.
  • Hosted Payments

    Hosted Payments

    Choose from a selection of hosted payments page templates for your online business, and provide your consumers with a seamless transaction experience.
  • Tokenization


    With One Connection to Cardinal, merchants can use randomly generated tokens to protect consumers and reduce PCI scope.
  • AuthBridge


    Works hand in hand with Cardinal Consumer Authentication and helps PSPs navigate the complex authentication landscape.
  • Digital Gift Cards

    Digital Gift Cards

    Cardinal’s Digital Gift Card solution allows merchants to extend their gift card program to a mobile channel with little effort.
  • Mobile Marketing

    Mobile Marketing

    With Cardinal MAX, easily deploy SMS campaigns for special sales, promotions and new product announcements.

Learn more about Cardinal's merchant solutions.