The latest version of EMV® 3-D Secure – a deeper dive

Across Europe, when a CNP transaction on a Visa card is authenticated using EMV® 3-D Secure, the average approval rate is 92% versus non-3-D Secure at 79%.¹ WOW. Think about what that can mean to your business.

With the newest version, you get additional features, a better customer experience AND you meet the requirements for the government mandates in Europe and other regions.

Category: Payments Blog

Date: February 2020

Key dates for EMV® 3-D Secure - Here’s the what and the when

We gave you some highlights last week on regulated markets and dates coming up that may affect your business. Now we’re breaking it down to make sure you know what’s happening when. The first few have already happened, but we wanted to make sure you got the whole picture and knew about those too!

Category: Payments Blog

Date: February 2020

The latest version of EMV® 3-D Secure – Why you should be updating now

By now you are probably familiar with EMV® 3-D Secure - the set of protocols that enables issuers to validate that cardholders are who they say they are. The latest version of this protocol is EMV 3DS v2.2. Cardinal is already certified on this latest protocol with EMVCo and as we complete our testing and certifying with the card networks, we’d like to share with you all the new features and benefits.

Category: Payments Blog

Date: February 2020

An IoT revolution is coming. Cardinal SDK is ready for the challenge

All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.

Category: Payments Blog

Date: January 2020

Take charge of your chargebacks with EMV® 3-D Secure

The dreaded chargeback. You’ve just come off a successful holiday season and the chargebacks start rolling in. There are going to be chargebacks because of unavoidable issues – customer service, shipping or merchandise issues. There are also chargebacks because the customer receives a product that just isn’t up to their standards. So honestly, you can’t avoid all chargebacks. But then there are fraudulent chargebacks, the ones where a consumer sees a charge on their credit card that they didn’t authorize, that you CAN do something about.

Category: Payments Blog

Date: January 2020