Cardinal enables authentication for both merchants and issuers, to drive fraud out of the ecosystem.
We focus on authentication and authentication alone. We innovate with industry-leading solutions, and we deliver our technology through integration options tailored to our customers' needs.
The Cardinal Authentication Network
The Power of Data. The powerful combination of Cardinal's global issuer reach, and thousands of merchants authenticating digital transactions, equals millions of transactions going through Cardinal daily for better risk decisions.
Better Data. Better Results. Cardinal helps both merchants and issuers make the best use of data for: more good orders, fewer false declines, less fraud, and a better consumer experience.
Everybody Wins. The Cardinal Authentication Network creates a win-win situation; merchants can accept more good orders, issuers can authorize more transactions, and consumers can buy what they want, when they want, from the merchants they choose.
The Power of Visa
Cardinal became a wholly-owned subsidiary of Visa in 2017.
Incorporating Visa's global leadership in digital payments with Cardinal's authentication products enables issuers and merchants to drive fraud out of the digital ecosystem, increase authorizations, and deliver a consumer-friendly checkout experience.