Everyone in our industry is always talking about fraud, but the bigger opportunity lies with false declines.
Cardinal Consumer Authentication (CCA) provides merchants more flexibility and security during the authentication process. We use transformational data to improve any consumer’s online experience, all while helping to reduce the risk of fraud and false declines.
An authentication solution optimized for the future
Meet the Cardinal Authentication Network, optimizing global authentication for digital commerce – tens of thousands of merchants and thousands of issuers processing billions of transactions a year. Making authentication fast and efficient is our secret sauce.
We're all about balance
With Cardinal Consumer Authentication’s data-rich approach, merchants can reduce their fraud and false decline numbers without sacrificing the consumer experience. Even better, consumers can buy without unnecessary checkout friction. CCA helps your business strike the right balance.
Why Cardinal Consumer Authentication?
How Cardinal Consumer Authentication works
The data backs it up
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We analyzed select industry verticals to share stats about the card-not-present market, authorization and fraud rates, and the impact of authentication using Cardinal.
Compare these industry rates to your own stats and see how you're doing compared to others in your space.