Merchant Solutions

What's worse than fraud?

False declines - estimated at $443 billion by 2021¹. False declines can have a lasting impact on your online shopper - leading them to other merchants … maybe your competition!

¹"The E-Commerce Conundrum: Balancing False Declines and Fraud Prevention." July, 2019

Our focus is reducing fraud + false declines through authentication.

More data = better informed decisions

Frictionless. More approvals. Fewer false declines.

  • 3-D Secure
  • Data Only

3-D Secure

Cardinal provides you with greater protection and gives you the power to change with the payments landscape.

Data Only

When fraud isn't your main concern, but more data and a frictionless experience is - data only is the new answer. The result: more good sales and less lost revenue.

3DS Authentication: Up with Approvals, Down with Fraud

Raising Up the Bottom Line for Merchants

Ready for PSD2 SCA?

Watch our on demand webinars covering PSD2 SCA and what you'll need to do in order to be fully prepared. It's more important now than ever to stay on top of what's happening with PSD2 SCA.

News + trends

  • industry news

    An IoT revolution is coming

    All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.

    read more
  • mandates

    Is your shopping cart ready for PSD2 SCA?

    Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

    read more
  • our stories

    Looking back on a year of change for Cardinal and the payments space

    Cardinal has a new look … and so do some of our solutions. Check them out.

    read more
  • webinars

    Cardinal Webinar Series

    In this webinar, we discuss the recent rollout of PSD2 SCA, EBA news about delays and extensions, and what you'll need to do to prepare for the 2019 holiday shopping season.

    read more
all news + trends for merchants >

Want to talk?

We'd love to
hear from you.

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Want to take a closer look?

Get a first-hand look at our solution that makes authentication fast, safe and efficient for tens of thousands of merchants and thousands of issuers processing billions of transactions a year.

request a demo >

Better results with enhanced data.

With access to over one hundred extra data points, merchants can achieve better authentication results.

Keep in touch.

You'll be the first to hear about new products, features, and company updates.