“Cardinal’s Consumer Authentication service is so much more than an MPI. As a large enterprise merchant, we have seen how complex the payments ecosystem can be and how problems can arise if you aren’t an industry expert. Cardinal has done an excellent job solving our problems and helping us manage our updated Consumer Authentication program.”- RADIAL
Authenticating Digital Transactions
Helping Merchants and Issuers build an authentication strategy to improve authorization rates, reduce fraud and false declines, without jeopardizing the consumer experience.
Smarter digital commerce, realizedGet Started
Mastercard and Visa Chargeback Reason Codes
We made you a "cheat sheet" on chargeback reason codes used by Mastercard and Visa, plus we included insights on what you can do to eliminate chargebacks!
Payments A to Z
“Payments A to Z” is a comprehensive collection of terms used by individuals within the payments industry. Over 140 different definitions can be found inside the exclusive glossary, allowing you to learn the language of financial transactions.
CardinalCommerce Announces First Live EMV® 3-D Secure Transactions
CardinalCommerce completed its first series of EMV® 3-D Secure transactions with three major payment networks—American Express, Mastercard and Visa. The transactions are the company’s first to be successfully completed using EMV 3-D Secure technology leveraging the 2.1 protocol with real cardholders on live merchant websites, without the use of test accounts or simulators.
Sabre and CyberSource, a Visa Solution, Partner to Simplify and Secure Payments for Travel Industry
Visa is excited to announce a strategic global partnership with Sabre, the leading technology provider to the travel industry. Sabre will utilize CyberSource, Visa’s payment management platform, to bring an integrated travel reservation and fraud management solution to airlines, hotels, travel agencies and other travel organizations worldwide.
Cardinal's Ongoing EMV® 3-D Secure Journey
Authentication is our sole focus, and we take a lot of pride in being a trusted and reliable authentication provider, which is why we’re at the forefront when it comes to these new protocols, referred to as EMV® 3-D Secure. Recently, Cardinal took another significant step in the EMV 3-D Secure journey.
Cardinal's Journey to EMV® 3-D Secure
For the past 18 years, Cardinal has been focused on creating and providing the best authentication platforms in the world. We have put endless hours (day and night), along with our blood, sweat and tears (and years), into our solutions. Our authentication network enables 3-D Secure (3DS) and the network programs (Verified by Visa, Mastercard SecureCode, etc) that are tied to the protocols.