The time is now.
Are you ready for PSD2 SCA?

Our 3-D Secure solution fulfills the SCA requirement of PSD2.

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Increase good orders, reduce false declines and fraud

For over twenty years, issuers and merchants have enjoyed continued confidence that our payment authentication solutions help grow their cardholder relationships.

For Issuers For Merchants

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Couldn't catch one of our live webinars? Re-watch our webinars at anytime to stay up to date on everything payments.

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On-demand webinars: Stay up-to-date with the evolving payments industry and watch our featured webinars at any time.

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This is 3-D Secure done right. For over two decades, we’ve been bringing merchants, issuers, and shoppers together in an experience where everybody wins.

Make authentication simple(r)

Reduce false declines, increase approval rates, and deliver an engaging shopping experience.

Cardinal Consumer Authentication

CCA gives merchants the ability to create customized, adjustable rules, from hundreds of different, enhanced data fields, that can help increase sales, improve margins and enhance the consumer experience.

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Visa Consumer Authentication Service

Visa Consumer Authentication Service is a data-driven hosted solution designed to support an issuer’s authentication strategies with their 3-D Secure program.

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EMV® 3-D Secure is Here!

EMV® 3-D Secure is designed to enhance risk-based analysis, streamline the user experience and improve fraud detection, while supporting Strong Consumer Authentication (SCA) as a component of PSD2.

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Featured Resources

Download the 10 Myths about EMV® 3-D Secure and PSD2’s Strong Customer Authentication Requirement

10 Myths about EMV® 3-D Secure and PSD2’s Strong Customer Authentication Requirement

There is a lot of confusion and misinformation circulating in the payments and fraud landscapes today. It’s hard to know who you should listen to.Here are 10 statements we’ve heard, followed by the real story you need to know.

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The Truth About PSD2 SCA and EMV® 3-D Secure

The Truth About PSD2 SCA and EMV® 3-D Secure

We answer some questions you may have about how to manage PSD2 SCA.

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Webinar Replay: Solution Design and Implementation Considerations for 3-D Secure

There’s a lot to uncover when it comes to implementing 3-D Secure. Join our experts as they discuss EMV® 3-D Secure’s improved solution design, requirements for implementation, timeframes and networks dates, and answer your questions about implementation.

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Expert Interview: CardinalCommerce

We've been featured in the latest Payments & Cards Network Magazine Vol. 5 Issue 10. Our article features an expert interview with our own Tim Sherwin and Chandra Balasubramanian. Read it now.

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Join the world’s leading brands in selecting Cardinal as your payment authentication solution.

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