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Recent posts

  • industry news

    The latest version of EMV® 3-D Secure – a deeper dive

    EMV 3DS can help manage PSD2 SCA’s exemptions. See if they’ll work for you.

    read more
  • our stories

    2020 What is happening and what is to come at Cardinal

    At Cardinal, our 2020 resolution is all about building our existing capabilities and expanding our reach in the latest protocols. See what we've got planned for 2020.

    read more
  • case study

    Clothing and Footwear Benchmark

    Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

    read more
  • mandates

    Is your shopping cart ready for PSD2 SCA?

    Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

    read more


industry news

Exemptions: What are they and what can they do for you

Exemptions are a hot topic when it comes to PSD2 SCA. They can be useful because issuers and merchants can use exemptions to mitigate friction and not present SCA to the cardholder when applicable.

read more
mandates

UK extends deadline for enforcement of PSD2 SCA

As of April 30, 2020, the UK Financial Conduct Authority (FCA) released a statement indicating they are delaying enforcement of PSD2 SCA requirements from March 14, 2021 by six months to September 14, 2021...

read more
mandates

Is your shopping cart ready for PSD2 SCA?

Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

read more
mandates

Why Now?

PSD2 SCA will change the payments industry in the European Economic Area (EEA) for a long time to come. It’s important to understand not only what is happening, but more importantly, why you should update to EMV 3-D Secure as soon as possible.

read more
mandates

PSD2 Action Plan for Online Merchants

Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.

read more
industry news

March 14 and what it means to European merchants

As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

read more
industry news

The latest version of EMV® 3-D Secure – a deeper dive

EMV 3DS can help manage PSD2 SCA’s exemptions. See if they’ll work for you.

read more
industry news

The latest version of EMV 3-D Secure – Why you should be updating now

Learn about key dates for EMV 3DS v2.2 and some of its benefits around PSD2 SCA.

read more
industry news

AP CEMEA EMV® 3-D Secure Activation – what it is and what it means to you

Learn about Visa’s activation dates for EMV 3DS in the AP and CEMEA regions, and how you can get ready.

read more
industry news

3DS replay: What we are seeing and how you can maximize approvals

read more
industry news

Exemptions: What are they and what can they do for you

Exemptions are a hot topic when it comes to PSD2 SCA. They can be useful because issuers and merchants can use exemptions to mitigate friction and not present SCA to the cardholder when applicable.

read more
mandates

UK extends deadline for enforcement of PSD2 SCA

As of April 30, 2020, the UK Financial Conduct Authority (FCA) released a statement indicating they are delaying enforcement of PSD2 SCA requirements from March 14, 2021 by six months to September 14, 2021...

read more
mandates

Is your shopping cart ready for PSD2 SCA?

Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

read more
mandates

PSD2 Action Plan for Online Merchants

Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.

read more
mandates

SCA in PSD2

The 2nd Payment Services Directive (PSD2) was established by the European Banking Authority (EBA) to drive payment innovation and data security by reducing competitive barriers, mandating new security processes and encouraging standardized technology.

read more
webinars

'Tis the Season for PSD2 SCA - Get Ready for Holiday 2019

In this webinar, we discuss the recent rollout of PSD2 SCA, EBA news about delays and extensions, and what you'll need to do to prepare for the 2019 holiday shopping season.

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webinars

Debunking the Myths of PSD2 SCA

We discuss the myths and truths of PSD2 SCA during our webinar, “Debunking the Myths of PSD2 SCA.” We have an all-star lineup ready to set the record straight and clear up any confusion!

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our stories

2020 What is happening and what is to come at Cardinal

At Cardinal, our 2020 resolution is all about building our existing capabilities and expanding our reach in the latest protocols. See what we've got planned for 2020.

read more
mandates

Key dates for EMV® 3-D Secure - Here’s the what and the when

The time to act is now, for everyone’s sake. Merchants, issuers and shoppers. Prepare your online business by implementing a PSD2 SCA solution.

read more
our stories

Looking back on a year of change for Cardinal and the payments space

Cardinal has a new look … and so do some of our solutions. Check them out.

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webinars

An Inside Look at Industry Performance Using 3DS

We take a closer look at KPIs and stats from different industries in the card-not-present market including – authorization rates, fraud rates, and the overall impact 3-D Secure has on authorization. How will your industry measure up?

read more

Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users' most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC