The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.
From a pandemic to civil unrest - to a presidential election wrapping up in December - this was one doozy of a year, full of more twists and turns than we knew what to do with. But we made it.
Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.
We know. You’ve heard all the scary old nightmare stories about 3DS 1.0 …. clunky to use, false declines, shopping cart abandonment, the list goes on and on. And now … PSD2 SCA.
According to the Financial Conduct Authority (FCA), the deadline for enforcing PSD2 SCA requirements in the UK will now be extended six months from September 14, 2021 to March 14, 2022.
Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.
Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.
The 2nd Payment Services Directive (PSD2) was established by the European Banking Authority (EBA) to drive payment innovation and data security by reducing competitive barriers, mandating new security processes and encouraging standardized technology.
The time to act is now, for everyone’s sake. Merchants, issuers and shoppers. Prepare your online business by implementing a PSD2 SCA solution.
PSD2 SCA will change the payments industry in the European Economic Area (EEA) for a long time to come. It’s important to understand not only what is happening, but more importantly, why you should update to EMV 3-D Secure as soon as possible.
Find out why now’s the time to tackle PSD2 SCA head on to meet the upcoming 12.31.20 deadline - and how we can help.
EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC
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