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Recent posts

  • industry news

    The latest version of EMV® 3-D Secure – a deeper dive

    EMV 3DS can help manage PSD2 SCA’s exemptions. See if they’ll work for you.

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  • our stories

    2020 What is happening and what is to come at Cardinal

    At Cardinal, our 2020 resolution is all about building our existing capabilities and expanding our reach in the latest protocols. See what we've got planned for 2020.

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  • case study

    Clothing and Footwear Benchmark

    Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

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  • mandates

    Is your shopping cart ready for PSD2 SCA?

    Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

    read more


mandates

Why Now?

PSD2 SCA will change the payments industry in the European Economic Area (EEA) for a long time to come. It’s important to understand not only what is happening, but more importantly, why you should update to EMV 3-D Secure as soon as possible.

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our stories

Ready, Set, Let’s shop! Holiday 2020

It’s almost the most wonderful time of the year. Pandemic or not, the holidays are still coming - and it’s time to have a truly merry holiday season. Record sales. Big wins. We could all use that right about now.

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industry news

False Declines

False declines represent good transactions (meaning would-have-been sales) that are declined due to suspicion of fraud. For the ecommerce merchant, they can be a never-ending source of frustration.

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industry news

March 14 and what it means to European merchants

As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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industry news

Exemptions: What are they and what can they do for you

Exemptions are a hot topic when it comes to PSD2 SCA. They can be useful because issuers and merchants can use exemptions to mitigate friction and not present SCA to the cardholder when applicable.

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mandates

Is your shopping cart ready for PSD2 SCA?

Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

read more
mandates

PSD2 Action Plan for Online Merchants

Your free step-by-step guide to understanding PSD2, how it will affect your business, and the required steps you need to take to ensure your online business is SCA ready.

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mandates

Key dates for EMV® 3-D Secure - Here’s the what and the when

The time to act is now, for everyone’s sake. Merchants, issuers and shoppers. Prepare your online business by implementing a PSD2 SCA solution.

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our stories

Ready, Set, Let’s shop! Holiday 2020

It’s almost the most wonderful time of the year. Pandemic or not, the holidays are still coming - and it’s time to have a truly merry holiday season. Record sales. Big wins. We could all use that right about now.

read more
industry news

Take charge of your chargebacks with EMV 3-D Secure

Don’t let holiday chargebacks get you down. Find out how to stop them before they hit.

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webinars

'Tis the Season for PSD2 SCA - Get Ready for Holiday 2019

In this webinar, we discuss the recent rollout of PSD2 SCA, EBA news about delays and extensions, and what you'll need to do to prepare for the 2019 holiday shopping season.

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webinars

Debunking the Myths of PSD2 SCA

We discuss the myths and truths of PSD2 SCA during our webinar, “Debunking the Myths of PSD2 SCA.” We have an all-star lineup ready to set the record straight and clear up any confusion!

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webinars

Solution Design and Implementation Considerations for 3-D Secure

There’s a lot to uncover when it comes to implementing 3-D Secure. Join our experts as they discuss EMV® 3-D Secure’s improved solution design, requirements for implementation, timeframes and networks dates, and answer your questions about implementation.

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Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users' most Frequently Asked Questions.

More Resources

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