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Recent posts

  • industry news

    The latest version of EMV® 3-D Secure – a deeper dive

    EMV 3DS can help manage PSD2 SCA’s exemptions. See if they’ll work for you.

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  • our stories

    2020 What is happening and what is to come at Cardinal

    At Cardinal, our 2020 resolution is all about building our existing capabilities and expanding our reach in the latest protocols. See what we've got planned for 2020.

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  • case study

    Clothing and Footwear Benchmark

    Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

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  • mandates

    Is your shopping cart ready for PSD2 SCA?

    Authentication is core to payment processing in Europe, so if your digital transactions are not authenticated, you will be expected to implement a solution before your business is impacted.

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industry news

Cardinal Mobile SDK Blog

With the rapidly changing world of COVID-19, the shift to digital and connected devices has never been more important

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industry news

An IoT revolution is coming

All indications point toward an IoT revolution by 2025. According to Juniper Research, it is predicted that transactions on personal devices will increase by more than 400 billion in the next five years. Total transaction value from personal devices will likely double to $12 trillion.

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industry news

Apple Discontinues UIWebview

Apple has decided to replace one type of web control with another.

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industry news

False Declines

False declines represent good transactions (meaning would-have-been sales) that are declined due to suspicion of fraud. For the ecommerce merchant, they can be a never-ending source of frustration.

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industry news

Take charge of your chargebacks with EMV 3-D Secure

Don’t let holiday chargebacks get you down. Find out how to stop them before they hit.

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industry news

Google Chrome Samesite Changes and What You Can Do

What are the most important things you want when surfing the internet? Probably making sure your privacy is protected, your transactions are secure and it’s lightning fast, right?

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industry news

March 14 and what it means to European merchants

As of March 14, 2020, Visa is mandating issuers in the European Economic Area (EEA) need to be live with EMV® 3DS v2.1.

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industry news

The latest version of EMV® 3-D Secure – a deeper dive

EMV 3DS can help manage PSD2 SCA’s exemptions. See if they’ll work for you.

read more
industry news

The latest version of EMV 3-D Secure – Why you should be updating now

Learn about key dates for EMV 3DS v2.2 and some of its benefits around PSD2 SCA.

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industry news

AP CEMEA EMV® 3-D Secure Activation – what it is and what it means to you

Learn about Visa’s activation dates for EMV 3DS in the AP and CEMEA regions, and how you can get ready.

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industry news

3DS replay: What we are seeing and how you can maximize approvals

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industry news

Exemptions: What are they and what can they do for you

Exemptions are a hot topic when it comes to PSD2 SCA. They can be useful because issuers and merchants can use exemptions to mitigate friction and not present SCA to the cardholder when applicable.

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Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users' most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC