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Recent posts

  • industry news

    Understanding ECI values – An important step in your authentication strategy

    The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.

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  • our stories

    A year like no other. And what’s to come.

    From a pandemic to civil unrest - to a presidential election wrapping up in December - this was one doozy of a year, full of more twists and turns than we knew what to do with. But we made it.

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  • case study

    Clothing and Footwear Benchmark

    Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

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  • mandates

    10 reasons PSD2 SCA and EMV® 3DS are NOT the enemy

    We know. You’ve heard all the scary old nightmare stories about 3DS 1.0 …. clunky to use, false declines, shopping cart abandonment, the list goes on and on. And now … PSD2 SCA.

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case studies

Cardinal Industry Benchmarks: Clothing and Footwear

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.

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case studies

Cardinal Industry Benchmarks: Computer and Software

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the computer and software industry.

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case studies

Cardinal Industry Benchmarks: Department Stores

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the department store indsutry.

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case studies

Cardinal Industry Benchmarks: Entertainment and Ticketing

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the entertainment and ticketing industry.

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case studies

Cardinal Industry Benchmarks: Jewelry

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the jewelry industry.

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case studies

Cardinal Industry Benchmarks: Luxury Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the luxury goods industry.

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case studies

Cardinal Industry Benchmarks: Public Transportation

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the public transportation industry.

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case studies

Cardinal Industry Benchmarks: Sporting Goods

Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the sporting goods industry.

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case studies

EMV® 3-D Secure - It’s not your main business, it’s ours.

There’s more than meets the eye when it comes to building your own EMV 3DS solution versus implementing a commercially-available solution.

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Resources

Payments glossary

eCommerce concepts defined: an A‑Z reference guide for industry terms.

Industry benchmarks

Learn how 3‑D Secure can lead to higher authorization rates and help remove fraud. Download these free industry benchmark studies to see how 3‑D Secure impacts different verticals.

FAQs

Our consumer authentication experts offer answers to our users' most Frequently Asked Questions.

More Resources

EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC