case study

Why Now?

Implementing EMV® 3-D Secure for PSD2 SCA feature

The goal for the PSD2 SCA requirement is to reduce fraud and ensure that issuers and merchants in the EEA are validating all electronic payments.

First, what are PSD2 and SCA?

PSD2 is the European Banking Authority’s (EBA) 2nd Payment Service Directive, designed to drive payment innovation and data security. PSD2 has a requirement for Strong Customer Authentication (SCA). The goal for the PSD2 SCA requirement is to reduce fraud and ensure that issuers and merchants in the EEA are validating all electronic payments.

Discussing Ideas in the Office

Why should you use EMV 3-D Secure to help solve for SCA now?

Government and regional mandates are happening throughout 2020 and into 2021. Some have already been activated, others are right around the corner. But one of the biggest ones will happen at the end of 2020 and it’s important to prepare early so your business is not impacted. We will talk later about specific dates, but let’s review the process of implementing EMV 3-D Secure and why it’s important to do it as soon as possible.

Download our Why Now? Implementing EMV® 3-D Secure for PSD2 SCA feature to learn how EMV 3DS plays a role in helping to solve for SCA.

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