Universal PIN Debit Service

The shopping power consumers want with secure PIN debit solutions.

Offer consumers the option of using their debit cards for eCommerce and mCommerce with this secure PIN debit solution.

With Universal PIN Debit Service (UPDS), part of Cardinal Consumer Authentication, financial institutions can offer their consumers the option of using their debit cards for eCommerce and mCommerce. UPDS uses a PIN to authenticate a debit transaction as an alternative to 3D-Secure, preventing fraudulent purchases and helping consumers feel secure while shopping online or with a mobile device.

Universal PIN Debit

Features & Benefits

  • Cardinal has developed and patented a dynamic on-screen PIN pad, available with either a numeric or “QWERT” keyboard layout.
  • In addition to using the PIN pad to accept PINs, financial institutions can incorporate the QWERT keyboard as a secure way to collect other credentials.
  • The dynamic nature of the PIN pad assures users that the information they enter is safe.

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Ready to offer your cardholders the option to pay remotely and securely with their debit cards?