...starting with increased approvals and sales. how?
Our safe, seamless approach brings together a deeper level of merchant, issuer, and shopper data…
...to reduce fraud and false declines. why?
When merchants sell more, shoppers buy more and issuers collect more…
everybody wins!
The sunset of 1.0.2 is coming
This October marks the sunset of 3DS 1.0 except in countries with network extensions. When the sunset occurs, the Directory Server will no longer be able to support 3DS 1.0 transaction requests, and Cardinal will sunset 3DS 1.0 and all its features.
Let's get started.
Thinking about EMV® 3DS? Here's the way to launch an authentication strategy without jeopardizing your customers' experience.
Let's talk numbers.
You like your privacy and we protect our clients privacy as well. But, here's what we can tell you…

~900M authenticated transactions representing $225B of purchase volume

transactions for $275B purchase volume

BINs issued from 263 countries and acquired in 85 countries with 35K merchants.

unique PANs authenticated across our network

unique Merchant ID/ Acquirer ID combinations
News + trends
The Latest Stuff
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industry news
Understanding ECI values – An important step in your authentication strategy
The Electronic Commerce Indicator (ECI) is a value returned by the Directory Server and ACS indicating the outcome of authentication requested on transactions for EMV® 3-D Secure.
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our stories
A year like no other. And what’s to come.
From a pandemic to civil unrest - to a presidential election wrapping up in December - this was one doozy of a year, full of more twists and turns than we knew what to do with. But we made it.
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case study
Clothing and Footwear Benchmark
Learn how authentication affects Card-not-Present authorization rates and key statistics on fraud in the clothing and footwear industry.
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mandates
PSD2 SCA Dates and Solutions
Find out why now’s the time to tackle PSD2 SCA head on to meet the upcoming 12.31.20 deadline - and how we can help.
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webinars
The Power of Connection
Join the conversation as Matt and Susan talk about the power of connection between merchants and issuers, the importance of data-sharing, and how EMV® 3-D Secure delivers more data for better payment decisioning. Watch the replay now.
Keep in touch.
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