Introducing 3-D Secure 2.0: Make better risk-based decisions behind the scenes without checkout friction.

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A leader in digital commerce technology and payment authentication.

With Cardinal’s rules-based payment authentication technology, businesses can reduce fraud, prevent chargebacks, increase conversions and offer dozens of leading alternative payment brands to their consumers.


“Cardinal’s Consumer Authentication service is so much more than an MPI. As a large enterprise merchant, we have seen how complex the payments ecosystem can be and how problems can arise if you aren’t an industry expert. Cardinal has done an excellent job solving our problems and helping us manage our updated Consumer Authentication program.”


Learn About eCommerce

Welcome to eCommerce U! Master the ins and outs of selling online from Cardinal’s comprehensive collection of resources.


From how to choose the best online marketplace and selling strategies for your products, to mobile technology and safe payment setups—we’ve got the ideas you need to succeed in digital commerce.  

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It’s all about safe transactions. What do you know about handling chargebacks? EMV security? Or card-not-present purchases? Start here for more info on how to protect your business from online fraud.

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Entrepreneurial education starts here—with expert advice for the online newcomer. Study up on common startup pitfalls, social marketing, blogging, websites, growth, shipping and more.   

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Expand your digital commerce knowledge today.

Video Game Fraud Resource

High Score! Set a Revenue High Score by Defeating Video Game Fraud

Learn how fraud affects video games, popular fraud techniques used in video games, and steps you can take to protect your customers and your game.

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Payments 101 Guide

Payments 101

Find out more about the payments space! Learn all the players that are part of the payments eco-system.

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Visa to Acquire CardinalCommerce to Secure and Accelerate Digital Commerce

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Cardinal Moves to New Global Headquarters in Cleveland Suburb

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Merchant Spotlight Series: SwissWatchExpo

In the last few years, smart watches have become the hot item in the digital commerce world. There is, however, still a market for traditional, luxury watches. SwissWatchExpo is one of the largest merchants in this field, and is the leading provider of pre-owned luxury watches. They’ve been in business since 2009 and, for the last eight years, have been committed to offering their customers high-quality luxury watches from well-known brands like Rolex, Cartier, Omega and Breitling. SwissWatchExpo is also committed to providing their customers with exceptional service before and after the sale, and because of that, they’ve worked to create easy, seamless digital experiences for them. But over the years, they’ve had issues with fraud because their luxury watches can easily be re-sold by cybercriminals for a substantial profit. If you want to learn more about their business, or purchase any pre-owned luxury watches, visit SwissWatchExpo.

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The Omnichannel Consumer Experience

For merchants, everything revolves around the consumer. If the consumer isn’t satisfied, they will likely go somewhere else to find what they need. Even worse, after a bad experience, a merchant could lose a consumer forever. In today’s world, where consumers have a ton of different options and immense purchasing power, it’s more important than ever for merchants to create experiences that will consistently keep their consumers satisfied.

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Ready to connect with Cardinal?

Connect with Cardinal to learn how our technology fits into your eCommerce ecosystem.