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A leader in digital commerce technology and payment authentication.

With Cardinal’s rules-based payment authentication technology, businesses can reduce fraud, prevent chargebacks, increase conversions and offer dozens of leading alternative payment brands to their consumers.


“Cardinal’s Consumer Authentication service is so much more than an MPI. As a large enterprise merchant, we have seen how complex the payments ecosystem can be and how problems can arise if you aren’t an industry expert. Cardinal has done an excellent job solving our problems and helping us manage our updated Consumer Authentication program.”


Learn About eCommerce

Welcome to eCommerce U! Master the ins and outs of selling online from Cardinal’s comprehensive collection of resources.


From eCommerce 101 to choosing the best online shopping cart, this chapter will walk you through everything you need to know about selling online.

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Explore chapters about secure mobile payment processes, developing careful subscription services, and eliminating chargeback fraud.

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Learn the digital advertising basics, how to drive traffic to your new website, and the keys to generating leads—and ultimately, revenue.

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Expand your digital commerce knowledge today.

Video Game Fraud Resource

High Score! Set a Revenue High Score by Defeating Video Game Fraud

Learn how fraud affects video games, popular fraud techniques used in video games, and steps you can take to protect your customers and your game.

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Payments 101 Guide

Payments 101

Find out more about the payments space! Learn all the players that are part of the payments eco-system.

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Visa Acquires CardinalCommerce for digital authentication boost

Visa has reached an agreement to acquire payments authentication firm CardinalCommerce to extend its digital commerce offerings. The move is part of a drive by the payments giant to keep tabs on e-commerce fraud. Learn more!

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Visa Shows Commitment to Online Authentication and Acquires CardinalCommerce

Visa will acquire technology provider CardinalCommerce. Read More

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Why Data Intelligence Can Solve the False Positives Problem

It’s no secret that false positives are, and have been, one of the biggest problems for merchants in the past few years. While attempting to prevent fraud on their digital channels, many different merchants end up wrongly declining legitimate consumers because of suspected fraud.

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Last Day at MRC with Cardinal!

MRC 2017 came to a close yesterday after four exciting, tiring and action-packed days. Everyone on the Cardinal team had a great week in Vegas, as this year’s conference proved to be both entertaining and informational. But, as they say, all good things must come to an end. There were, however, still some exciting things that happened yesterday.

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Ready to connect with Cardinal?

Connect with Cardinal to learn how our technology fits into your eCommerce ecosystem.