“Cardinal’s Consumer Authentication service is so much more than an MPI. As a large enterprise merchant, we have seen how complex the payments ecosystem can be and how problems can arise if you aren’t an industry expert. Cardinal has done an excellent job solving our problems and helping us manage our updated Consumer Authentication program.”- RADIAL
Authenticating Digital Transactions
Helping Merchants and Issuers build an authentication strategy to improve authorization rates, reduce fraud and false declines, without jeopardizing the consumer experience.
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Mastercard and Visa Chargeback Reason Codes
We made you a "cheat sheet" on chargeback reason codes used by Mastercard and Visa, plus we included insights on what you can do to eliminate chargebacks!
Payments A to Z
“Payments A to Z” is a comprehensive collection of terms used by individuals within the payments industry. Over 140 different definitions can be found inside the exclusive glossary, allowing you to learn the language of financial transactions.
Sabre and CyberSource, a Visa Solution, Partner to Simplify and Secure Payments for Travel Industry
Visa is excited to announce a strategic global partnership with Sabre, the leading technology provider to the travel industry. Sabre will utilize CyberSource, Visa’s payment management platform, to bring an integrated travel reservation and fraud management solution to airlines, hotels, travel agencies and other travel organizations worldwide.
Fighting Fraud with a Smile
Brazil-based Banco Neon worked with Visa to launch a new authentication feature on its mobile banking app. With Neon and Visa’s technologies, account holders can verify their identity by taking a selfie for facial recognition or using a fingerprint or passcode.
Cardinal's Journey to EMV® 3-D Secure
For the past 18 years, Cardinal has been focused on creating and providing the best authentication platforms in the world. We have put endless hours (day and night), along with our blood, sweat and tears (and years), into our solutions. Our authentication network enables 3-D Secure (3DS) and the network programs (Verified by Visa, Mastercard SecureCode, etc) that are tied to the protocols.
EMV 3®-D Secure & Fraud: How These New Protocols Can Help
In the early 2000s, consumers began migrating to the digital realm to shop for and purchase products and services. Around that same time, Visa introduced 3-D Secure, a set of messaging protocols designed to introduce an additional layer of security into digital transactions.