Authorization lifts by industry: Find out how authentication impacts authorization for selected vertical markets.
COMPARE VERTICALSPayment authentication is what we do. For over two decades, we’ve been bringing merchants, issuers, and shoppers together in an experience where everybody wins. This is 3-D Secure done right.
Authenticating Digital Transactions
Helping Merchants and Issuers build an authentication strategy to improve authorization rates, reduce fraud and false declines, without jeopardizing the consumer experience.
Cardinal Consumer Authentication
CCA gives merchants the ability to create customized, adjustable rules, from hundreds of different, enhanced data fields, that can help increase sales, improve margins and enhance the consumer experience.
Read more ›Visa Consumer Authentication Service
Visa Consumer Authentication Service is a data-driven hosted solution designed to support an issuer’s authentication strategies with their 3-D Secure program.
Read more ›EMV® 3-D Secure is Here!
EMV® 3-D Secure is designed to enhance risk-based analysis, streamline the user experience and improve fraud detection, while supporting Strong Consumer Authentication (SCA) as a component of PSD2.
Read more ›Smarter digital commerce, realized
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PSD2 SCA Checklist
Navigating the changing payments landscape and mandates like PSD2 SCA can be complex. We've created a checklist with the questions you should ask before you choose an authentication solution. Download our checklist today.
PSD2 SCA starter sheet
Find out what PSD2 SCA is all about, who should care, and how it will effect you. We have put together a quick PSD2 SCA starter sheet to help you get started. Download now and find out how our solution can help solve for PSD2 SCA.
CardinalCommerce Announces First Live EMV® 3-D Secure Transactions
CardinalCommerce completed its first series of EMV® 3-D Secure transactions with three major payment networks—American Express, Mastercard and Visa. The transactions are the company’s first to be successfully completed using EMV 3-D Secure technology leveraging the 2.1 protocol with real cardholders on live merchant websites, without the use of test accounts or simulators. The transactions were completed as part of an early adopter program where merchants and issuers have enabled EMV 3-D Secure using CardinalCommerce’s solutions.
Sabre and CyberSource, a Visa Solution, Partner to Simplify and Secure Payments for Travel Industry
Visa is excited to announce a strategic global partnership with Sabre, the leading technology provider to the travel industry. Sabre will utilize CyberSource, Visa’s payment management platform, to bring an integrated travel reservation and fraud management solution to airlines, hotels, travel agencies and other travel organizations worldwide.
The First EMV® 3-D Secure Transaction in Brazil!
In a collaboration with Caixa, an issuing bank, and Peixe Urbano, a merchant, we achieved a significant milestone! That milestone was the first EMV 3-D Secure authenticated transaction in Brazil between a live merchant and issuer.
What are PSD2 SCA Exemptions?
The arrival of PSD2 SCA is a good sign for digital commerce, because it will make it safer and more secure for consumers to transact in the digital world. But on the backend, these extra security measures can sometimes create unwanted friction for consumers. That’s where exemptions come into play.