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“Cardinal’s Consumer Authentication service is so much more than an MPI. As a large enterprise merchant, we have seen how complex the payments ecosystem can be and how problems can arise if you aren’t an industry expert. Cardinal has done an excellent job solving our problems and helping us manage our updated Consumer Authentication program.”- RADIAL
Learn About eCommerce
Welcome to eCommerce U! Master the ins and outs of selling online from Cardinal’s comprehensive collection of resources.
From how to choose the best online marketplace and selling strategies for your products, to mobile technology and safe payment setups—we’ve got the ideas you need to succeed in digital commerce.Read more ›
It’s all about safe transactions. What do you know about handling chargebacks? EMV security? Or card-not-present purchases? Start here for more info on how to protect your business from online fraud.Read more ›
Entrepreneurial education starts here—with expert advice for the online newcomer. Study up on common startup pitfalls, social marketing, blogging, websites, growth, shipping and more.Read more ›
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Payments A to Z
“Payments A to Z” is a comprehensive collection of terms used by individuals within the payments industry. Over 140 different definitions can be found inside the exclusive glossary, allowing you to learn the language of financial transactions.
Mastercard and Visa Chargeback Reason Codes
We made you a "cheat sheet" on chargeback reason codes used by Mastercard and Visa, plus we included insights on what you can do to eliminate chargebacks!
BlueSnap Partners with Fraud and Risk Experts to Power All-in-One Payment Platform
BlueSnap, an online payments technology company, announces today that it has enhanced its end-to-end fraud and risk management in the all-in-one payment platform to protect payments at every stage of the journey. The platform comes with a full fraud-stack solution built-in from Chargebacks 911, Kount, Verifi, Ethoca, and CardinalCommerce for 3-D Secure.
Fixing the False Declines Problem: Why It's Essential
In today’s digital-centric world, it’s not always easy for online merchants to differentiate themselves. There are a ton of options for consumers today, which has made it very difficult for these merchants to create and cultivate brand loyalty. Additionally, even if a merchant manages to develop brand loyalty, whether it be through a smart marketing campaign or simply providing high quality products and customer service, consumers could lose interest and start going to another merchant at any second for any random reason.
3DS 2.0 and False Declines: A Beneficial Relationship
For many years, false declines and fraud have been a thorn in the side of online merchants, often creating immense frustration. In the industry, fraud is discussed and covered a great deal, with various publications giving updates and insights into fraudulent trends, patterns, etc. Comparatively, false declines aren’t really discussed nearly as much, despite being the bigger and more costly problem for online merchants.
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