The debt-free way for your Customers to pay online.

eLayaway is a non-credit based online payment solution that lets shoppers pay over time for their purchases on a schedule that fits their lifestyle and budget with a flat 1.9% transaction fee. eLayaway is a company focused on bringing a global solution to consumers who wish to operate in traditional layaway terms with the convenience and the security of the internet. No credit checks or interest is incurred and all our customers need is an active checking account.

For merchants, eLayaway allows you to provide a layaway payment option with none of the administration, inventory and cost of goods complications. eLayaway is able to achieve this with a dynamically flexible platform backed by HSBC Bank.

The eLayaway payment calculator makes any check out total manageable for all consumers, allowing merchants to increase their market reach and minimize shopping cart abandonment.

eLayaway Sample Calculator
eLayaway step-by-step video

Find out more about how enabling eLayaway and Centinel’s other payment brand offerings can help build your online business today.

With eLayaway you can expect:

• Zero Transaction Fees
• Zero Risk of Charge Backs
• Increase market penetration
• Increase conversion rates and profit margins
• Minimize Shopping Cart Abandonment
• Listing on eLayaway searchable merchant and product directory
• Active marketing to all registered eLayaway shoppers

And with CardinalCommerce, you can expect:

• Real-time reporting through our simple online user website
• Customized integrations for dozens of shopping cart, order management systems and platforms
• Industry-Recognized Customer Service and Integration Team
• Access to all payment brands through one integration, including Google Checkout™, Bill Me Later®, PayPal™ and more

To get more details:

• Download our Fact Sheet
• Contact Us
• View More Cardinal Customers