Why enable eBillme through Cardinal Centinel®?
Cardinal’s patented merchant payment platform, Cardinal Centinel, provides a fast, easy and simple integration of eBillme. Cardinal Centinel is certified to the industry’s most trusted gateway providers, processors and acquiring banks.
By leveraging the Centinel platform, merchants can enable eBillme with minimal time and effort, also providing access to a variety of payment brands. CardinalCommerce also provides 24x7 integration support and customer service.
What is eBillme?
eBillme is an online payment solution that leverages the popularity of online banking.
Using eBillme consumers can shop securely and use their bank’s online bill payment service to pay eCommerce merchants directly, without having to use credit cards. 
Why accept eBillme?
Over 84 Million consumers use online banking today. Many of these consumers have not become online “buyers” because they do not feel comfortable making a credit card purchase, or do not have sufficient credit remaining on their account. eBillme gives these shoppers a new avenue for making online purchases through their bank online.
An eBillme transaction gives the shopper added security, as no personal information is disclosed to the merchant. Fraud risk on eBillme transactions is nearly non-existent, and the per-transaction cost is dramatically lower in comparison to credit card fees.
How does eBillme work?
At the point of checkout, a consumer selects eBillme as their payment method of choice. The consumer enters their email address and an email invoice for the amount of the purchase is sent to the consumer’s inbox. They can then log into their online banking system and select the merchant as a payee, prompting funds to be pushed from their account to the merchant’s account. The transaction is simple and secure, and funds are guaranteed to the merchant at this time.
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