CardinalCommerce Corporation is the global leader in enabling authenticated payments and alternative payment brands.

Cardinal MAX™ for Mobile Banking

CARDINAL MAX for Gift Card / Prepaid card processors and Issuers.

RBS Lynk, Green Dot, and others have integrated with the CARDINAL MAX platform to allow their customers to use their mobile phone to check the balance on their cards or find the nearest store to reload.  Allowing their customers to simply text in a request to CARDINAL MAX, our platform leveraged and extended their existing backend systems to obtain the requested information and send it directly to the user’s mobile phone.  

 

The CARDINAL MAX platform provides a hosted, PCI certified platform for financial

institutions and processors to extend services beyond the Internet to

the mobile channel through text messaging, the mobile Internet or an application stored directly on the mobile phone . Utilizing one-way and two-way messaging CARDINAL MAX offers:

  • Alerts: Any and all types of messages designed to expand the use of the cards and to create brand loyalty. Alerts could be to advise a customer of a low balance left on a card and to ask for a reload, or it could be to alert a customer of a transaction over a certain dollar amount with the card.
  • Store locator: Cardholders can easily find the most convenient locations to reload or purchase a prepaid card
  • Balance inquiry: This application enables customers of financial institutionsto inquire as to various account balances and access transaction histories securely using a mobile device.
  • Mini-Statement: See the last five transaction on the account using the mobile phone.
  • Bill presentment: This application enables customers to use their mobile device (telephone or PDA) to receive billing statement notifications via text message service (SMS) from various entities, including utility companies (electricity, wireless service, cable/satellite television) or credit cards.
  • Bill payment: Hand in hand with the bill presentment application, the bill payment application allows customers to instantly pay bills with which they are presented via a credit/debit card or other payment vehicle using a mobile device.

CARDINAL MAX for Online Banking Platforms

Enhance customer relationships with the ease of mobile features such as:

  • Bill payment convenience
  • Access balances anytime, anywhere
  • Timely payments, avoid late fees
  • Easy to use, no special software, no Internet access required
  • Secure transactions
  • Control…when and how much

The convenience of mobile banking helps users facilitate more transactions, while avoiding late fees, and helps banks differentiate themselves while reducing processing costs.  By partnering with Cardinal, Online Banking Platforms can easily extend their platform functionality to a user’s mobile phone. Contact us today to find out how.

 

CARDINAL MAX for Prepaid Wireless and Calling Cards

 

Enable customers to purchase prepaid wireless PINs and calling cards directly from their handsets using a credit/debit card or bank account.  CARDINAL MAX allows all this by layering on top of your existing payment and PIN delivery infrastructure.

  • Provide customer convenience and flexibility
  • Increase transaction volume
  • Increase profitability per transaction
  • Dramatically reduce fraud risk and chargebacks
  • Extend your existing distribution channel with minimal effort