Financial Institution Products & Services
CardinalCommerce provides multiple solutions for banks to simultaneously improve the level of security and convenience available to their customers. The ²ID product suite is a proprietary solution specifically designed for banks and processors, but financial institutions worldwide can also benefit by offering the Centinel and MAX product platforms to their merchants and customers as well. All CardinalCommerce products perform successfully in multi-language and international environments.
An extensible platform supporting a variety of authentication services including 3-D Secure Payer Authentication programs (Verified by Visa and MasterCard SecureCode). ²IDENTIFI™ is specifically designed to offer multi-factor authentication in accordance with FFIEC guidance, and is available to both banks and credit union entities. Processors and Online Banking Platforms may also personally label the ²IDENTIFI services and offer the services as their own for clients.
The ²IDmobile™ software enabled by CardinalCommerce transforms a customer's mobile phone into a simple and familiar authentication device. Once registered, a customer simply downloads ²IDmobile to generate a random one-time use number. This number in turn supports multi-factor authentication during online and mobile banking sessions.
The Cardinal Centinel* platform is designed for eCommerce merchants to enable multiple authentication services and alternative secure payment brands like PayPal and Google Wallet with one simple integration. Merchant acquirers, processors, and other service providers can partner with CardinalCommerce to offer Centinel to their current merchant base as a value-add.
MAX is a hosted platform designed to extend payment and banking services into new channels via mobile phone. Online banking platforms, as well as banks and credit union entities, may offer MAX to attract additional customers and create new revenue opportunities.
For more detailed information about our solutions for financial institutions, please contact us
The UPDS platform is the first technology of its kind, a uniquely flexible, secure, and robust hardware and software solution for Internet PIN debit service. UPDS enables Issuers, Acquirers, and Networks, as well as merchants and their Customers, enhanced security, versatility and convenience when accepting PIN debit online.
For more information, please email firstname.lastname@example.org
* Patent No. US 7,051,002 B2